Welcome to the About page for Smart Business Accounting, where you’ll meet Steve Williams, the founder behind Smart Business Accounting. As a trusted virtual accountant for Canadian small and medium businesses, Steve combines over 20 years of experience with a passion for helping entrepreneurs, incorporated professionals, and startups gain financial clarity and stay compliant with CRA regulations. This page offers insight into Steve’s professional background, his approach to modern cloud-based accounting, and why businesses across Canada trust Smart Business Accounting with their bookkeeping and corporate tax needs.
Smart Business Accounting is built on the belief that financial clarity drives business growth. Steve and his team focus on delivering plain-language accounting support, helping clients understand their numbers, reduce tax obligations, and make better decisions. Unlike traditional accounting firms, Smart Business Accounting specializes in cloud accounting solutions, giving clients real-time access to their financials using tools like QuickBooks Online and Xero.
Steve works closely with incorporated professionals, startups, and growing small and medium businesses across Canada. Whether a client is newly incorporated or needs help catching up on several years of back taxes, Smart Business Accounting provides tailored, judgment-free support designed to move the business forward.
Steve Williams is the founder of Smart Business Accounting, a fully virtual accounting firm serving small and medium businesses across Canada. He is a seasoned accountant, licensed mortgage agent, and real estate professional with over 20 years of experience supporting entrepreneurs, startups, and incorporated professionals.
From a young age, Steve had a passion for both numbers and real estate. That early interest shaped his career path. He pursued formal training in accounting, real estate, and mortgage finance. Today, he uses that combined expertise to deliver well-rounded financial advice that supports business growth and personal wealth building.
Steve created Smart Business Accounting to make bookkeeping and tax services accessible and easy to understand. He recognized that Canadian small and medium businesses were frustrated with old-school, paper-based accounting, with terminology that was impossible to understand. In response, he designed a fully virtual, cloud-based model that allows clients to access real-time financial information from anywhere.
The firm offers a wide range of services, including (but not limited to):
GST/HST filings
CRA audit support and catch-up work
Business incorporation advice
Clients value Steve’s clarity, responsiveness, and strategic mindset. He takes the time to explain finances in plain language. In doing so, he helps clients make informed decisions and stay on top of compliance with the Canada Revenue Agency (CRA).
In addition, Steve uses industry-leading software like QuickBooks Online, Xero, Plooto, Stripe, Dext, and Wagepoint. These cloud-based tools make accounting more efficient and more transparent.
Steve works with clients in every province and territory. His typical clients include incorporated professionals, digital entrepreneurs, service providers, and real estate investors. Whether you’re newly incorporated or need help cleaning up years of backlogs, Steve delivers without judgment.
By blending accounting, real estate, and mortgage knowledge, Steve helps business owners take control of their entire financial picture. He understands how different financial pieces connect and how they impact long-term success.
Today, Smart Business Accounting continues to grow as one of Canada’s trusted online accounting firms. With a deep understanding of Canadian tax laws, modern business tools, and client-focused service, Steve Williams remains committed to helping businesses thrive.
If you’re looking for a reliable, plain-speaking accountant who understands both business and real estate, Smart Business Accounting is here to help.