Accounting for Mortgage Brokers & Agents

Expert Commission Tracking. Strategic Tax Planning. Licensed Guidance.

We specialize in the financial nuances of the mortgage industry. Led by Steve Williams (Licensed Mortgage Agent, Level 2), our team ensures your volume bonuses, brokerage splits, and FSRA filings are accurate, compliant, and optimized for tax efficiency.

Sole Proprietor

For Agents keeping personal taxes compliant.

✔ Bookkeeping
Expense tracking & desk fees
✔ Commission Tracking
Reconcile T4A splits vs deposits
✔ T2125 Preparation
Statement of Business Activities
✔ Vehicle & Home Office
Maximize allowable % deduction

from $249 / mo

Get Started

Mortgage Corp

Maximize deferral & protect wealth.

✔ Full Corporate Bookkeeping
Bank & Credit Card Reconciliation
✔ T2 Corporate Tax Return
Complete corporate filing Included
✔ Salary vs. Dividends
Tax optimization strategy
✔ FSRA & HST Filing
Quarterly or Annual compliance

from $299 / mo

Get Started

Volume Bonuses & Splits

Tracking the difference between a deal commission and a lender volume bonus is critical for your taxes. We reconcile your T4As against your bank deposits to ensure you aren’t paying tax on money you passed on to sub-agents.

FSRA & HST Rules

Mortgage brokerage compliance is strict. We monitor your HST thresholds (vital if you do private lending or consulting fees) and ensure your books are ready for any FSRA regulatory review.

Team & Sub-Agents

Running a team? We handle the complex payout structures, ensuring your sub-agents get their T4As correctly and your corporation only pays tax on the net retainer you actually keep.